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Have you been injured in a car accident in Texas?
Facing unexpected medical bills, lost wages, and recovering from your injuries after a collision can be frightening.
You need an experienced Texas car accident lawyer on your side, fighting to protect your rights and get you the compensation you deserve.
In the aftermath of serious crash, your recovery is all that matters.
The legal team at Lawsuit Legal is battle-tested, and committed to helping you get every dollar you deserve after an auto collision
Our personal injury attorneys have a long history helping Texans win big injury settlements.
Our Texas car accident lawyers represent crash victims across the state, from multi-vehicle pileups on I-35 and I-10 to fatal collisions on rural two-lane highways, handling everything from insurance disputes and underinsured motorist claims to wrongful death cases in every Texas county.
We represent crash victims across Houston, Dallas, San Antonio, and Austin, and throughout North Texas, Central Texas, the Gulf Coast, and the Rio Grande Valley.
Get a free case consultation to review your insurance claim and recover the money to recoup your accident-related losses, so you can focus on healing and getting your life back on track.
- $100+ million recovered w/ 98% recovery rate
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Why do you need a Texas car accident attorney?
We understand, after a car wreck, you need money and you need it as soon as possible.
After a crash, however, the opposing insurance company will use every opportunity at their disposal to avoid paying a big settlement.
You need help with complexities of Texas law: Texas recognizes a modified comparative negligence system, meaning your recovery can be reduced based on shared fault for having caused the accident. The accident laws are complex and the opposing parties will try to take advantage in your case to minimize their liability. Personal injury attorney representation helps ensure your case is presented fairly and your rights are protected.
Dealing with uncooperative insurance companies: The insurance companies are notorious for employing tactics to minimize payouts to injured parties. This can include offering low settlements, denying claims altogether, or delaying the claims process in an effort to put pressure on you to accept less than you deserve. When you hire a skilled attorney it puts the insurers on notice, your claims are to be taken seriously. Our top-rated Texas attorneys are trial-tested and will fight for you to receive fair compensation for your injuries.
Building a strong case: Gathering evidence, securing witness testimonies, and documenting your medical expenses is crucial for a successful claim. An attorney can help collect the evidence needed to build a strong legal claim, and provide the support needed to allow you to focus on your recovery.
Expert negotiation and litigation: Your attorney can negotiate aggressively with insurance companies to secure a fast and fair settlement. If they refuse to offer a fair settlement, they will represent you in court, in an effort to force them to pay the financial compensation you deserve.
A good lawyer gives injured victims the best chance to recover eligible compensation and navigate the legal process in Texas successfully.
Car Accident Case Types Our Lawyers Handle Across Texas:
- Truck Accidents: Texas leads the nation in commercial truck crash fatalities. I-35, I-10, and I-20 carry some of the heaviest freight corridors in the country. Trucking companies, their carriers, and sometimes freight brokers all carry separate liability policies your attorney can pursue.
- Rear-End Collisions: Stop-and-go traffic on I-635 in Dallas, I-610 in Houston, and I-35 through Austin and San Antonio produces the highest volume of rear-end claims in the state. Whiplash and soft tissue injuries from these crashes get systematically undervalued by insurers.
- Drunk Driving Accidents: Alcohol-related crashes killed 1,053 people in Texas in 2024. DUI crashes spike between 2 and 3 AM on weekends. Victims can pursue both the drunk driver and potentially the establishment that over-served them under Texas dram shop law.
- Multi-Vehicle Pileups: Fog on I-10 near Beaumont, ice on I-35 through Waco, and sudden slowdowns on I-45 between Houston and Dallas produce chain-reaction crashes involving dozens of vehicles. Liability requires reconstructing the sequence of impacts to determine which driver started the chain.
- Fatal Accidents: Texas recorded 4,150 traffic deaths in 2024. Over half occurred on rural roads where speed is higher and hospitals are farther away. Wrongful death claims carry a two-year deadline under Tex. Civ. Prac. & Rem. Code § 16.003.
- Hit-and-Run Accidents: UM/UIM coverage becomes your primary recovery source when the at-fault driver disappears. Texas's $30,000 minimum under § 601.072 rarely covers a serious injury, making stacked household policies and umbrella coverage critical to find.
- Distracted Driving Accidents: Over 91,000 Texas crashes in 2024 involved a distracted driver. Texting, phone use, and in-vehicle distractions are the second-leading cause of accidents statewide. Cell phone records and dashcam footage your attorney subpoenas early often prove the other driver wasn't paying attention.
- Rideshare (Uber & Lyft) Accidents: Multiple insurance policies apply depending on whether the driver was logged in, waiting for a ride, or carrying a passenger. Corporate liability, commercial coverage, and the driver's personal policy create layers your attorney has to navigate.
- Rollover Accidents: High-speed corridors like I-10 through West Texas, I-20 through Midland-Odessa, and rural stretches of I-35 produce rollovers when drivers overcorrect at speed or blow tires. SUVs and trucks with higher centers of gravity are especially vulnerable.
Why Texas Car Accident Cases Are Unique
The geography matters. I-35 runs the spine of the state from Laredo through San Antonio, Austin, Waco, and Dallas-Fort Worth. It's one of the deadliest interstates in America and carries commercial freight, commuter traffic, and construction zones that stretch for miles.
I-10 crosses from El Paso through San Antonio to Houston and on to Beaumont, with long rural stretches in West Texas where speeds run high and emergency response times run long. I-45 between Houston and Dallas, known as the Gulf Freeway, has been called the deadliest road in the country, averaging over 56 fatal crashes per 100 miles.
I-20 through the Permian Basin connects Midland-Odessa to Dallas-Fort Worth with heavy oilfield truck traffic. US-59/I-69 through East Texas carries timber trucks and commercial vehicles through two-lane stretches that see head-on collisions year-round.
Rural roads accounted for only 27% of Texas crashes in 2024 but produced over 50% of all traffic fatalities.
Distance from trauma centers, higher speeds, and longer emergency response times make rural crashes disproportionately deadly.
Our team is committed to helping injured victims recover. When the insurance company doesn’t want to listen, we’ll make sure your voice is heard.
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We Handle All Types of Car Accident Cases in Texas
Each case is unique and the strength of your case will be determined by the severity of your injuries and nature of what happened. If you sustained serious injuries with significant medical bills and lost wages, securing an experienced attorney becomes critical for obtaining the best possible outcome.
Accident injury cases involving multiple vehicles, uninsured drivers or disputes over who is at fault can get complex fast.
No matter the cause or complexity of your car accident in Texas, our firm is here to help.
From fender benders to catastrophic wrecks involving grave injuries, our law firm has a successful track-record supporting clients through the process.
We understand the long-term impact accident injuries can have on your life. Complex car accident cases, involving severe injury, lengthy medical care, demand a unique expertise and legal approach.
Speak with our car accident lawyers as soon as possible after a motor vehicle accident to discuss the specific details of your case.
How Texas Law Affects Your Car Accident Claim
In Texas, several factors can significantly impact your auto accident claim and the potential compensation you receive. Here are some key points to consider:
Modified Comparative Negligence: Texas uses a modified comparative negligence system under Tex. Civ. Prac. & Rem. Code § 33.001. Fault gets divided between everyone involved. Your compensation drops by whatever percentage of fault gets assigned to you. On a $300,000 claim, a 20% fault finding cuts your recovery to $240,000. At 35%, you lose over $100,000.
Under § 33.012, if you're found 51% or more at fault, you recover nothing and will be barred by the courts from seeking recovery. As an at-fault state the responsible party is accountable for your expenses. Drivers who cause accidents are obligated to pay and the injured party can sue for damages so long as they aren't 51% or more to blame for what happened.
Texas Minimum Insurance: Texas requires 30/60/25 coverage under Tex. Transp. Code § 601.072. That's $30,000 per person, $60,000 per accident for bodily injury, and $25,000 for property damage. Those numbers were set years ago and haven't kept up with medical costs. A single ER visit with imaging and an overnight stay runs $15,000 to $30,000. A surgery pushes past $30,000 before you leave the hospital. When the at-fault driver carries only the state minimum, your attorney looks at UM/UIM on your own policy, stacked household coverage, commercial policies if the driver was working, and umbrella policies to close the gap.
Seeking Medical Treatment: Get to a doctor as soon as possible after a crash. In doing so, you document the extent of harm suffered and establish a medical record linking your injuries directly to the collision. Insurers become skeptical the longer you wait. Soft tissue damage, concussions, and internal injuries routinely show up days after impact. Every day without a medical record is a gap the defense will use to argue your injuries aren't accident-related.
Severity of Injuries: How much your claim is worth is tied directly with the severity of the injuries you suffered. More severe injuries typically require more medical treatment and can require long-term care, which in turn increases the damages eligible for recovery. Medical treatment costs can be substantial, and the type of injury and severity is a key factor in determining how much compensation you may be entitled from the liable party.
Statute of Limitations: You have two years from the crash date to file a lawsuit under Tex. Civ. Prac. & Rem. Code § 16.003. Miss it and your claim is gone regardless of how badly you were hurt. If a government vehicle caused the crash, including a TxDOT maintenance truck, a city bus, a county vehicle, or a state trooper's patrol car, the Texas Tort Claims Act under § 101.101 requires a formal Notice of Claim within six months. Some municipalities cut that window to as few as 45 or 60 days. These deadlines are not flexible.
High-Stakes Cases: Most Texas car accident claims settle without trial. But truck accidents on I-35 or I-10, multi-vehicle pileups, crashes involving commercial vehicles or government entities, and catastrophic injury cases involving permanent disability can push into multi-million dollar territory. The nature of what happened, the strength of the evidence, and your legal representation's reputation and willingness to take the case to trial all factor into whether the insurer offers fair value or forces litigation.
The negligence laws in Texas outline the rules for personal injury claims in the state. Our experienced Texas accident attorneys provide clients the strong legal representation they need to secure fair recovery.
2024 Texas Car Accident Statistics by City
Texas recorded a reportable crash every 57 seconds in 2024 and went the entire year without a single deathless day. The table below shows crash totals across the state's most populated cities.
| City | Total Crashes | Fatalities | Serious Injuries |
|---|---|---|---|
| Houston | 66,236 | 339 | 1,519 |
| San Antonio* | 39,805 | 170 | 686 |
| Dallas | 26,109 | 227 | 1,081 |
| El Paso | 15,253 | 69 | 243 |
| Fort Worth | 12,865 | 116 | 460 |
| Austin | 10,791 | 98 | 400 |
| Corpus Christi | 7,238 | 43 | 127 |
| Laredo | 6,512 | 18 | 76 |
| Arlington | 5,317 | 38 | 196 |
| Amarillo | 5,240 | 21 | 172 |
| Lubbock | 5,173 | 29 | 71 |
| Irving | 4,187 | 14 | 91 |
| Beaumont | 3,926 | 21 | 116 |
| Garland | 3,195 | 17 | 104 |
| Grand Prairie | 2,983 | 23 | 66 |
| Texas Statewide | 554,000+ | 4,150 | 18,218 |
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What Damages Can You Claim After a Car Accident in Texas?
If you've been involved in a car accident in Texas and sustained injuries due to someone else's negligence, you may be entitled to claim various damages to compensate for your losses.
Economic Damages:
- Medical expenses: This includes past and future costs associated with your injuries, such as hospital bills, doctor visits, medication, physical therapy, and rehabilitation.
- Lost wages: Covers income you were unable to earn due to your injuries, including missed work hours and potential future earning capacity if your injuries impact your ability to work.
- Vehicle damage: Covers the cost of repairing or replacing your vehicle damaged in the accident.
- Other out-of-pocket expenses: This may include costs incurred due to the accident, like transportation to medical appointments, household help, or childcare if your injuries prevent you from performing these tasks yourself.
Non-Economic Damages:
- Pain and suffering: This compensates for the physical and emotional pain you've endured because of the accident.
- Mental anguish: Covers emotional distress, anxiety, depression, or post-traumatic stress disorder (PTSD) resulting from the accident.
- Loss of enjoyment of life: This compensates for the limitations placed on your ability to engage in activities you previously enjoyed due to your injuries.
- Scarring and disfigurement: Covers the physical and emotional impact of any visible scars or permanent accident-related disfigurement.
In general, there are no caps on the financial compensation you can recover for non-economic damages in a personal injury case. There are, however, some exceptions to the general rule. For pain and suffering damages, most insurance companies and juries use the multiplier method for calculating the value of pain and suffering damages. The more severe the injuries suffered the higher the multiplier applied. In consultation with your car accident attorney you will determine all eligible damages under Texas code that fit the unique circumsances of your personal injury case.
Texas does not cap non-economic damages in most car accident personal injury cases. Unlike states that impose statutory limits on pain and suffering, Texas juries have wide discretion to award what the evidence supports. The exception is medical malpractice, which falls under a separate cap structure that does not apply to motor vehicle crash claims.
Wrongful death claims add a separate category of damages. Surviving spouses, children, and parents of the deceased can recover loss of companionship, loss of financial support, mental anguish, and funeral and burial expenses. These claims carry the same two-year deadline under § 16.003.
Punitive damages, called exemplary damages under Texas law, are available in cases involving gross negligence or willful misconduct. A drunk driver who caused a fatal crash on I-45, a trucking company that falsified driver logs on I-10, or a commercial operator who knowingly put a vehicle with failed brakes on I-35. Exemplary damages are capped at the greater of $200,000 or two times the economic damages plus the amount of non-economic damages up to $750,000, outlined in Tex. Civ. Prac. & Rem. Code § 41.008.
How Insurance Companies Reduce Texas Car Accident Payouts
The adjuster assigned to your claim is not neutral. Their job is to close your file for as little as possible. These are the tactics we see in Texas cases over and over again.
Inflating your fault percentage. Under § 33.001, every point of fault they pin on you reduces what they owe dollar for dollar. Push it past 51% under § 33.012 and they owe nothing. Adjusters will comb through the police report, pull your phone records, and argue lane position, speed, or signaling to shift blame. On a $250,000 claim, moving your fault from 15% to 35% saves the insurer $50,000. That's why they fight over every percentage point.
Rushing a lowball offer before you know what your injuries cost. The first offer usually comes fast, sometimes within days. It's designed to settle before you've finished treatment, before you know whether you need surgery, and before your attorney has calculated future medical costs or lost earning capacity. Accepting early locks you out of recovering the difference later. Texas settlement releases are final.
Disputing medical causation. If there's any gap between the crash date and your first doctor visit, the insurer will argue your injuries aren't accident-related. They'll point to pre-existing conditions in your medical history. Degenerative disc disease, prior back pain, old shoulder injuries. The argument is that you were already hurt before the crash. Consistent treatment records starting within 72 hours of impact take this argument off the table.
Delaying the process to pressure you into settling. Dragging out the claims process is a deliberate strategy. Injured people have bills stacking up, can't work, and need money now. The insurer knows that. The longer they wait, the more pressure you feel to accept less than your claim is worth. An attorney filing suit and pushing toward a trial date is what forces the timeline.
Relying on Texas's minimum coverage gap. When the at-fault driver carries only the 30/60/25 minimum under § 601.072, the insurer will offer the policy limit and call it done. That $30,000 cap doesn't come close to covering a surgery, a hospital stay, or months of lost wages. Your attorney's job is to identify every other source of recovery: UM/UIM on your own policy, stacked household coverage across multiple vehicles, employer or commercial policies, and umbrella policies the at-fault driver may carry.
Texas Car Accident Claims FAQ
- How long do I have to file a car accident lawsuit in Texas?
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Two years from the crash date under Tex. Civ. Prac. & Rem. Code § 16.003. That applies to both personal injury and wrongful death claims. But if a government vehicle caused the crash, including a TxDOT truck, city bus, county vehicle, or state trooper patrol car, the Texas Tort Claims Act under § 101.101 requires a formal Notice of Claim within six months. Some Texas municipalities cut that window to as few as 45 or 60 days. These are hard deadlines. Once they pass, the claim is dead regardless of how strong your case is.
- How does Texas comparative negligence work in a car accident case?
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Texas follows a modified comparative negligence rule under Tex. Civ. Prac. & Rem. Code § 33.001. Your compensation gets reduced by whatever percentage of fault is assigned to you. On a $300,000 claim, a 25% fault finding drops your recovery to $225,000. At 40% fault you lose $120,000. The critical threshold is 51%. Under § 33.012, if you're found 51% or more at fault, you recover nothing. The insurance adjuster's goal is to push your number past that line. Physical evidence, dashcam footage, witness statements, and the police report your attorney locks down early determine where that number lands.
- What is the minimum car insurance required in Texas?
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Texas requires 30/60/25 coverage under Tex. Transp. Code § 601.072. That's $30,000 per person, $60,000 per accident for bodily injury, and $25,000 for property damage. Those limits haven't kept pace with what medical care actually costs. A single ER visit with imaging runs $15,000 to $30,000. A surgery with a hospital stay blows past the per-person cap before discharge. When the at-fault driver carries only the minimum, your attorney looks at UM/UIM coverage on your own policy, stacked household policies if you insure multiple vehicles, commercial policies if the driver was on the job, and umbrella policies. Multiple sources usually exist. Finding them makes the difference between a settlement that covers your losses and one that falls short.
- What should I do immediately after a car accident in Texas?
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Call 911. Texas law requires you to report any crash involving injury, death, or property damage over $1,000. Exchange insurance and contact information with the other driver. Photograph vehicle positions, skid marks, road conditions, traffic signals, and your visible injuries before anything gets moved. Get the names and phone numbers of any witnesses. Do not give a recorded statement to the other driver's insurance company. Accept medical transport if you are hurt. If you feel fine at the scene, see a doctor within 72 hours anyway. Concussions, whiplash, herniated discs, and internal injuries routinely show up days after impact. Every day without a medical record is a gap the defense will exploit.
- Can I still recover compensation if I was partially at fault for the accident?
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Yes, as long as your fault is 50% or less. Texas's modified comparative negligence rule under § 33.001 reduces your recovery proportionally but does not eliminate it until you hit the 51% bar under § 33.012. At 30% fault on a $200,000 claim, you still recover $140,000. The insurer will try to shift as much fault onto you as possible because every percentage point saves them money. Disputes often center on speed, lane position, signaling, and whether you were distracted. Physical evidence your attorney preserves in the first days after the crash typically controls the outcome.
Texas Car Accident Lawyers Near You
When a car accident occurs, it usually means one party was being negligent.
You shouldn't have to pay for medical bills, vehicle repairs, and to recoup other losses when you've been hurt due to the negligence of another driver.
We represent victims injured in car, truck, motorcycle, and commercial vehicle crashes.
We assist Texas residents, workers, out-of-state visitors, foreigners, and others with their crash injury claims.
We help drivers, passengers, and pedestrians who sustain personal injuries across the state of Texas pursue full compensation.
We handle insurance disputes, wrongful death claims, and catastrophic injury litigation.
Crash victims across Texas's major metros depend on our legal team including Houston, Dallas, Fort Worth, San Antonio, Austin, El Paso, Arlington, Corpus Christi, Plano, and Lubbock.
We've handled over 40,000 injury cases and have a proven 98% recovery record the injured can depend upon.
Let our award-winning accident lawyers help handle the insurance claim process and make the process easy.
If you've been injured due to someone else's negligence, we can help you too.
Call or fill out the form for a free legal evaluation to get your questions answered.
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External Resources
Verdicts & Settlements
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$6.5 Million Settlement Client Rear Ended & Suffered Brain Damage
- Ft. Lauderdale, FL (Rubenstein Law) -
$2.17 Million Awarded Victim in Three-Vehicle Crash
- Illinois Appellate (May 6 - Goldenhersh Lawsuit) -
$4 Million Lawsuit Settlement in State Trooper Patrol Car Accident
- Washington State, (Terlinchamp Verdict)